1847 STATE ROAD 20

One or more photo(s) has been virtually staged. You will know this is the lakefront home you have been waiting for the moment you arrive. As you drive onto the property, you’re immediately enveloped by lush Florida greenery and towering trees that create a sense of privacy and calm and the feel of Old Florida. Along the way, the first glimpses of the lake appear, offering a preview of the beauty that defines the entire space of this lovely property that sits on almost 1.5 acres. The property features three distinct structures, each with its own charm. The main cabin displays all cedar siding and includes three bedrooms and one bath and is 920 sq. ft, with warm antique wood paneling and floors that give it a timeless, inviting feel. The spacious kitchen easily accommodates multiple cooks, while the open great room is filled with natural light from expansive windows overlooking the lake. Whether relaxing on the couch or sharing a meal, the view is always a beautiful and serene backdrop. Nearby, the glass house is the perfect recreational building. It is currently used for storage and offers great potential. With its all-glass walls and existing plumbing, it could easily be transformed into a unique entertainment or relaxation space. Just beside it sits the Cottage, a cozy 420 sq. ft., two-room retreat complete with its own bathroom. It features a sitting area with large windows facing the lake, as well as a generous space for a bed and dresser—perfect for guests or quiet escapes. You will enjoy a brand new deck area that has just been constructed on the Cottage that provides the perfect area for overlooking the lake with your morning coffee. Stepping into the backyard feels like stepping back in time, surrounded by majestic Florida oak trees draped in Spanish moss. The true centerpiece of the property, however, is the lake itself. Lake Cowpen is approximately 650 acres and is perfect for fishing and recreation. A sandy beach area invites you to unwind, while a large newer dock is perfect for fishing or launching kayaks. There’s a lakeside fire pit for cozy evenings, and at night, the stars stretch endlessly across the sky, creating moments of quiet awe. A covered carport with an attached storage room adds both convenience and functionality and would make the perfect area for a shop. Beneath a sprawling oak tree sits a table and chairs that creates opportunity for talking, laughing, and enjoying the gentle lake breeze. It’s a place of connection and stillness. With its three unique structures and abundant space, this property offers both versatility and tranquility. Above all, the lake house is a peaceful retreat—one that feels both timeless and deeply personal. There have been many upgrades and improvements made in the last few years that the new owners will enjoy, including: brand new paint on the exterior of the cottage and the enclosed recreational building, newly constructed porch and railing of the cottage, new woodwork on the back of main cabin, Foundation re-stabilization ($10,000), updated plumbing, beach sand, new floating dock and walkway ($15,900), new lighting and fans along with new exterior lighting. You are invited to come see if this peaceful lifestyle is right for you - you may never want to leave!

MLS ID#

MFRGC540649

Price

$299,000

Status

Active

Bedrooms

4

Bathrooms

2

Full Baths

2

Half Baths

0

Square Footage

1,325 sqft

Acres

1.4000

Year Built

1950

Type

Residential

Subtype

Single Family Residence

Style

Florida, Cottage, Cabin

Address

1847 STATE ROAD 20

Subdivision

N/A

City

Hawthorne

County

Putnam

State

FL

Zip Code

32640

Senior Community

No

Amenities

N/A

Parking

N/A

View

No

Waterfront

Yes

Pool

No

Interior Features

Ceiling Fans(s), Eat-in Kitchen

Heating

Electric, Natural Gas

Cooling

Wall/Window Unit(s)

Flooring

Wood

Fireplace

Gas, Free Standing

Stories

N/A

Appliances

Microwave, Electric Water Heater, Refrigerator, Cooktop

Exterior Features

Private Mailbox, Private Yard, Private Entrance

Construction

Wood Siding, Cedar

Foundation

Crawlspace

Roof

Metal

Fencing

N/A

Lot Features

N/A

Elementary

Ochwilla Elementary School

Middle

Chprice Middle School

High

Interlachen High School

Date Listed

June 2, 2026

Days on Market

0

Zoning

AG

Direction Faces

South

New Construction

No